ClearHold Blog
Guides on the bright-line test, interest deductibility, rental deductions and the other tax topics that catch NZ landlords out.
A guided walkthrough of the interest-deductibility phase-back rules with a calculator at the end. Know what you can claim each year through the transition.
Read article →Step-by-step worked example of the 80% interest deductibility rule for the 2024-25 income year, with realistic numbers for a typical NZ rental.
Read article →The 2024 reform shortened the bright-line period back to 2 years for new purchases. Here's exactly who benefits and who's still stuck on the old 5/10-year period.
Read article →The bright-line test, depreciation recovery, and other tax costs landlords run into when they sell a rental in New Zealand.
Read article →Mortgage interest deductibility for residential property is being phased back in. Here's what landlords can claim in 2024-25, 2025-26 and beyond.
Read article →Common rental deductions NZ landlords forget at tax time, and how to make sure you're claiming everything you're entitled to.
Read article →Everything NZ landlords need to know about the bright-line test in 2026. Which rules apply to your property, how the periods work, and when you'll owe tax.
Read article →