Built for the everyday landlord.
Not for the accountant. Not for the spreadsheet enthusiast. For the person with one or two rentals who'd rather know where they stand than spend a weekend finding out.
The everyday question.
We got tired of watching landlord friends piece their portfolios together from bank statements, paper receipts, and memory. Most rental software is built for businesses, or for tax — never for the everyday question: where do my rentals stand right now?
Tracking rent in, expenses out, what's owed on the loan, what's deductible, what the bright-line clock says — that should be one calm view, available any month, not just March.
ClearHold is what happens when you ask NZ landlords and accountants what they actually need, then build it without the jargon.
One product, four kinds of landlord.
ClearHold doesn't try to be everything for everyone. It does try to be a calm year-round view for the four landlord situations we most often see.
The accidental landlord
You inherited it, moved overseas, or kept the first place. You're not a property person. You just need the tax position to be right and the records to be defensible.
The portfolio builder
Two, three, on the way to five. You want to check in monthly, not annually, and you want one place that tells you what each property is contributing.
The diversifier
Property is one slice of a wider portfolio. You don't need a rental ERP. You need a clean, exportable record that hands cleanly to your accountant at year-end.
The semi-retired landlord
The rentals are part of the retirement plan. You want low-noise software that handles bright-line, depreciation, and loan tracking without needing you to learn the jargon.
Make rental finance feel small.
Owning a rental in NZ should feel like a steady, slightly boring piece of your financial life — not a recurring weekend project. The reason it feels like a project is that the tools force you to do the assembly: bank statements here, receipts there, spreadsheet for the rent, calendar for the inspection, accountant scramble in March.
ClearHold is built around the opposite idea. Connect once. See where every rental stands. Get the year-end pack handed to you, not reconstructed.
We're not trying to be every tool. There's no tenancy management here, no accounting suite, no investment advice. There's one job: hold your rental finances clear, all year, so March stops being the month it nearly was for someone you know.
Four product principles.
They show up in every screen. They're the bit you don't see, but you feel when something just works the way you expected.
Principle 1
Calm by default
No flashing badges, no urgency popups, no "act now". Rental finance is a steady, multi-year job. The product reads that way too.
Principle 2
Cite the source
Every tax answer points back to the IRD page, ruling or Act section it relies on. If we change our minds, the citation tells you why we used to think otherwise.
Principle 3
Send you to a person when in doubt
When ClearHold isn't sure — about a structure, a transaction, a bright-line edge — the answer is always to route you to a registered tax agent, not to guess.
Principle 4
Own your data, not your filing
ClearHold organises the records and prepares the pack. You file. Your accountant reviews. We don't act for you with the IRD and we don't lock you in if you decide to leave.
See where your rentals stand.
Public sign-ups opening soon. Join the waitlist from the home page.
Back to homeClearHold is not a substitute for advice from a registered NZ tax agent or accountant.